A US employer found liable for disability discrimination pays at most $300,000 in damages. That cap applies however large the jury's verdict (Civil Rights Act of 1991, 42 U.S.C. § 1981a). A UK tribunal has no cap at all; Lloyds Banking Group paid one dyslexic manager £470,000 in 2024.
If you have offers from both markets and dyslexia support factors into your decision, this is the sharpest legal difference between them. It is not the only one. The rest of this article covers what each system actually protects, and what that protection costs you to access.
The headline numbers: capped versus uncapped
The ADA caps combined compensatory and punitive damages by employer size, from $50,000 up to $300,000. Those figures have not moved since the Civil Rights Act of 1991 introduced them. Backpay, front pay, and prejudgment interest sit outside the cap and are not limited.
| US employer size | Combined damages cap |
|---|---|
| 15–100 employees | $50,000 |
| 101–200 employees | $100,000 |
| 201–500 employees | $200,000 |
| 501+ employees | $300,000 |
UK disability discrimination compensation carries no such table. Equality Act 2010 tribunal awards are uncapped. The 2023/24 average payout was £44,483 (Rebox HR employment law guide, November 2025).
A UK tribunal stacks its components separately, too. It adds financial loss to injury-to-feelings awards on the Vento bands, roughly £990 to £49,300 per claim (Vento guidelines, employment law commentary, 2024). No ceiling ties the total together.
Lloyds Banking Group paid this to a dyslexic manager after a discriminatory dismissal (Borg-Neal v Lloyds Banking Group, remedy judgment 2024). Nothing in the Equality Act 2010 would have stopped the figure going higher.
Two more UK dyslexia cases show the range below that outlier. Marks & Spencer paid £53,855 after a redundancy process penalized "rushed emails," a direct dyslexia effect (Jandu v Marks and Spencer, remedy judgment 2024).
Pub chain Greene King paid a dyslexic chef £24,005.63 in 2025. The employer had refused a simple fix: a Bluetooth earpiece to read kitchen orders aloud (Moore v Greene King Retail Services Ltd, tribunal heard September 2025).
If you're weighing a US offer against a UK offer of similar pay, the UK role carries a bigger legal downside for an employer who gets this wrong. That's a stronger incentive for them to get it right in the first place.
What the US cap actually limits
The $300,000 ceiling only covers compensatory and punitive damages, the money awarded for emotional harm and to punish the employer. Backpay, front pay, and reinstatement sit outside that number entirely (EEOC guidance; Civil Rights Act of 1991).
A dyslexic employee who loses a $150,000-a-year job and wins an ADA claim can recover years of lost salary. That recovery sits on top of the capped damages, not inside the cap.
A $300,000 combined cap looks small next to a £470,000 UK award. But add typical backpay and front pay to a large-salary US case, and the real total an employer owes often runs past the number printed in the statute.
A lower headline cap in the US doesn't shrink your right to lost income. The limit applies only to the emotional-harm and punitive portion of an award. That matters most when the discrimination itself, not lost pay, is the primary harm.
The US isn't one law: check the state
The federal $300,000 cap only tells part of the story. California's Fair Employment and Housing Act allows uncapped compensatory and punitive damages for disability discrimination. FEHA cases settle for materially more than comparable federal ADA claims as a result (Cal. Gov't Code § 12965(c); FEHA case commentary, 2026).
New York State Human Rights Law follows a pattern closer to federal Title VII, without FEHA's uncapped model. If dyslexia support factors into your decision, which state the job sits in matters almost as much as which country.
Before treating $300,000 as the ceiling for any US role, check whether the job is in a state with its own, stronger disability law. California alone changes this comparison significantly.
Day-one protection versus at-will employment
UK disability discrimination protection applies from day one of employment, with no qualifying period (Equality Act 2010). Ordinary unfair dismissal claims need two years of service; a discrimination claim doesn't.
Most US states follow at-will employment. An employer can end the relationship for almost any reason, or no stated reason, as long as it isn't the protected one. Proving that the real reason was disability, not "restructuring" or "performance," is usually the hardest part of a contested US ADA case.
If you're newly diagnosed and thinking about disclosure in your first weeks in a role, the UK gives you full legal standing from day one. In an at-will US state, the practical burden of proving why you were let go sits more heavily on you.
The process looks nothing alike
US claims start with an EEOC charge, filed within 180 or 300 days depending on the state. Mediation comes first, and litigation is a later, optional step after a right-to-sue letter.
The EEOC recorded 1,345 charges naming a learning disability in FY2023 alone (EEOC data; see our breakdown of what filing an ADA charge actually does). Most of those resolve through mediation or settlement long before any damages cap becomes relevant.
UK claims require ACAS early conciliation before a tribunal claim can be filed. The deadline is tighter too: three months minus one day from the discriminatory act (Equality Act 2010, Section 123). Miss that window in either country and the claim is usually gone for good.
Mark the clock on the day you believe you were treated unfairly, not the day you decide to act. Both deadlines are tight enough that waiting to see how things go can cost you the claim entirely.
Adjustments funding is not symmetrical
The UK backs its legal duty with cash. Access to Work grants fund assistive technology, support workers, and other adjustments for disabled employees, regardless of employer size. The cap is £69,260 for 2026-27.
The US has no federal equivalent. The ADA still requires reasonable accommodation, but the employer usually pays for it directly. Some US states run vocational rehabilitation programs that fund assistive technology, though eligibility and funding levels vary sharply by state, well short of the UK scheme's consistency.
If your adjustments involve real hardware or software cost, the UK route removes that cost from the disclosure conversation entirely. In the US, that conversation happens with your employer every time you need something new.
Working remotely across borders complicates the picture
More dyslexic employees now work remotely for a company based in the other country. Jurisdiction usually follows where you're physically based and what your contract says, not where the company's headquarters sits.
A UK-based employee working for a US-headquartered company is still protected by the Equality Act 2010 in most cases. They're still eligible for Access to Work, too. A US-based employee working for a UK-headquartered company is still covered by the ADA and their own state's law, not the Equality Act, regardless of where their manager happens to sit.
Check your actual contract and place of work before assuming the law of the company's home country applies to you. In most remote setups, it doesn't.
What this means if you're actually choosing
If the two offers are close in salary, the uncapped UK protection favors the UK role. So does Access to Work funding, especially if you're planning to disclose.
If the US offer pays 20% or more higher, the salary usually still wins. Most claims in both countries settle well under any cap. The cap limits a rare, worst-case payout; it doesn't change your day-to-day right to reasonable adjustments.
The disclosure decision guide can help you plan that conversation once you've picked a country. The legal system you land in doesn't change the basic mechanics of when and how to tell your employer.
Career stage shifts the calculation too. Early in your career, when a bad outcome could derail years of progress, the UK's day-one protection and uncapped compensation carry more weight. Later, with savings and a track record behind you, a bigger US paycheck can absorb more legal risk.
A real example
A financial analyst compares a $140,000 US offer with a £95,000 UK offer, roughly similar after cost-of-living adjustment. The uncapped UK tribunal protection and free Access to Work funding count as a genuine tie-breaker here. A gap of $40,000 or more in the US employer's favor usually outweighs it.
Run the actual salary comparison first, then let the legal and funding difference settle a genuine tie. Don't let an uncapped number talk you out of a meaningfully bigger paycheck.